Hail Damage Partial Replacement with Insurance Claim Support
Project Overview
Late-season hail storm left visible bruising and granular loss across the north and east slopes of a two-story home. Homeowner filed an insurance claim and requested full documentation and matching repair.
Analysis
Chalk-test identified thirty-seven impact points per test square on the north slope, which qualified as replaceable under the carrier guidelines. East slope showed lighter impact but exceeded the threshold in two spots. South and west slopes passed inspection.
Process
Adjuster walk-through; chalk-test documentation; staging and protection; tear-off of affected slopes; dry-in with underlayment and ice-and-water; drip edge and starter; field shingles; ridge cap tie-in; final claim packet.
Outcome
Claim approved and repairs completed within ten business days. Replacement slopes match existing and now carry a fresh manufacturer warranty.
Project Details
Materials Used
Owens Corning Duration shingles (Estate Gray), synthetic underlayment, ice-and-water shield at eaves, new drip edge on affected slopes, starter strip, ring-shank nails.
Methods & Techniques
Slope-level replacement with matching shingles. Maintained tie-ins at ridges and hips. Photographed all impact points and material batch stickers for the adjuster.
Key Highlights
Chalk-test documentation; slope-level replacement; color match with existing unaffected slopes; full claim photo packet; ten-day turnaround.