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Roofing

Hail Damage Partial Replacement with Insurance Claim Support

Passaic, NJ

December 2025

Residential

Project Overview

Late-season hail storm left visible bruising and granular loss across the north and east slopes of a two-story home. Homeowner filed an insurance claim and requested full documentation and matching repair.

Analysis

Chalk-test identified thirty-seven impact points per test square on the north slope, which qualified as replaceable under the carrier guidelines. East slope showed lighter impact but exceeded the threshold in two spots. South and west slopes passed inspection.

Process

Adjuster walk-through; chalk-test documentation; staging and protection; tear-off of affected slopes; dry-in with underlayment and ice-and-water; drip edge and starter; field shingles; ridge cap tie-in; final claim packet.

Outcome

Claim approved and repairs completed within ten business days. Replacement slopes match existing and now carry a fresh manufacturer warranty.

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